Moneta: How to get a Moneta loan, Advantages of shopping online and More!

Moneta: How to get a Moneta loan, Advantages of shopping online and More!

Moneta App📱Online Shopping 🔥 Advantages of online shopping✨

What is Moneta?

Moneta is one of the most famous online shopping sites in Sri Lanka. With Moneta, you can shop your favorite products online and pay for it later. Moneta offers interest-free installments over nine weeks to help you pay back at your convenience.

Moneta has partnered with many different stores in Sri Lanka to bring you a wide selection of products from food to electronics. With Moneta, now you can truly experience the luxury of an all-in-one online shopping app at the comfort of your home.

Moneta Loan, how does it work?

Just like any other ‘buy now pay later’ online shopping apps, Moneta also allows you to shop your favourite products now and pay for them in 4 installments.

All you have to do is, download the Moneta app and register yourself with Moneta. Once registration and verification is completed, you can start shopping at your favourite stores without worrying about money. In order to register with Moneta, you need to have a certain set of requirements fulfilled. We will discuss it in a later section.

What is ‘buy now, pay later’?

Moneta lets you buy now and pay later. Meaning, you will be given credits based on your profile to buy your favourite products now. You can pay this loan later in installments at your convenience. Usually the loan term is limited to a few weeks or months as these are short term loans. In summary, it allows you to buy the product now and pay for it in the future.

How much is the Moneta loan?

The amount you can borrow is based on your financial profile and credibility determined by Moneta. Once you register and pass the verification, you will find this information in the Moneta app. Looking at the existing customers, it looks like you can even borrow up to 50,000 LKR with Moneta to shop your favourite products.

The more purchases you make with Moneta, the chances are higher that they’ll increase the credit limit of your account – assuming that you settle the previous repayments within the agreed time.

What is the Interest Rate?

You can shop Interest free with Moneta and pay in four interest-free installments over 9 weeks. Late payments may be subject to an interest charge, however if you miss a payment, Moneta will pause your account until you are back on track.

Is Moneta legit?

Yes! Moneta is a ‘Central Bank Approved’ payment related app and is a secure, reliable way to shop online without any worries. In addition Moneta is a brand of FinTech Hive (Private) Ltd, a company duly incorporated and registered under the laws of Sri Lanka, with company registration No. PV00213310.

How to apply for a Moneta Loan?

Applying for a Moneta Loan is easy and secure. Simply follow the below steps and start shopping now.

  • Download the Moneta App
  • Sign up - you need a valid mobile number
  • Add your NIC, address and employment proof
  • Add your payment details - credit/debit card
  • Shop your favourite products
  • Choose Moneta at checkout & pay in 4 installments
  • Make your first payment now and the rest over 9 weeks

What are the requirements for a Moneta Loan?

  • Be at least 18 years old
  • A valid email address and a phone number.
  • A bank payment card issued by a bank in Sri Lanka - Visa/Mastercard/debit/credit card
  • A valid ID
  • Be capable of entering into a legally binding contract
  • Be a resident in Sri Lanka

How to pay Moneta Installments?

You can pay your Moneta installments over 9 weeks through the bank cards.

What happens if I miss a  payment?

Moneta will always send you reminders to help you settle the payments on time. However if you miss a payment, Moneta will pause your account until you are back on track. If you pay back on time, Moneta will not charge any fee. However if you miss payments, a charge may be applied accordingly which you can view in your account.

How to increase credit limit?

If you are a constant shopper and pay back the loans on time, you'll be able to increase your credit limit.

Moneta Benefits

You can enjoy many benefits with Moneta.

  • Interest free installments
  • Buy now pay later
  • Signing up is simple
  • Get exclusive deals
  • No fees when you pay on time
  • Get payment reminders

Moneta App

Moneta app is easy to use with a user-friendly interface and many features to help you navigate through the app like a tech pro.

You can download the Moneta app through the Google Play Store here

Unfortunately Moneta app is not yet available on AppStore or other popular app stores.

Moneta Customer Service

You can easily contact Moneta through the Moneta App. You can also get in touch with Moneta customer Service through the online contact form in the website

Or you can simply write to them through the email address

Unfortunately there isn’t a Moneta contact number to call them directly.

Moneta Reviews

Unfortunately Moneta App has quite a considerable number of negative reviews. However these negative reviews are mainly about the functional issues of the app like verification failure, payment failure etc.

So in our opinion, these aren’t major deal breaking reviews but yet wise to consider when using the Moneta app.

Have you used Moneta? Share your experience here!

Ishanka Shaminda


Rasika Wijesuriya

Good loan

Sahan Maleesha

Ok loan

Jasdasnpoulraj Paul Raj

It's ok

Jasdasnpoulraj Paul Raj

good Ioan


It's ok

Sujeewawasantha Kumara


Priyanthi Jayaweera

Good loan scheme

Send your review
This article was updated on 30 may 2024