What is Creditone? How to use Creditone and more!

What is Creditone? How to use Creditone and more!

How to apply for a loan with Creditone βœ… Creditone Reviews ✍ Is it free?πŸ”₯

Find instant cash loans in Sri Lanka πŸ”₯ Compare the best loan offers on the market and apply online!

What is Creditone?

Creditone is an online platform which helps you to find quick, instant, short-term cash loans in Sri Lanka. With Creditone, you can easily compare and choose the best short-term loan that fits your needs and apply online.

You can enjoy using Creditone absolutely free. Simply make sure you are eligible to apply for a Creditone loan and follow a few simple steps.

How does Creditone work?

Creditone is an online tool. So it simply helps you to compare, choose and apply loans online. Whether you are at home, on vacation or simply on the go, you can easily access Creditone website online and apply for a Creditone loan instantly.

To apply for a Creditone loan, simply visit the Creditone website and fill out the online application form. You will get the result within a few minutes and then the money in your bank account upon approval.

How to apply for a loan at Creditone?

As explained above, Creditone is an online tool that helps you to find the best instant short-term online loan offers in Sri Lanka. Therefore Creditone does not grant loans. To compare and apply for a Creditone loan that fits your needs, follow the steps below.

  1. Visit Creditone website on https://www.creditone.lk/
  2. Compare and choose a loan offer
  3. Fill out the Creditone online loan application form
  4. Wait for the approval
  5. Receive money in your bank account

You will usually receive the result within a few minutes after completing the application form and if you are eligible, you will receive the money into your bank account within 30 minutes.

What requirements are there for the borrower?

In order to be eligible to receive a loan with Creditone, you need to fulfill the below requirements:

  • Age: 22 - 60 years old
  • A resident of Sri Lanka
  • Have a National Identity Card (NIC)
  • A copy of home address proof (Utility bill, telephone bill etc)
  • Have a bank account
  • Have a valid mobile number
  • Current bank statement (90 days transaction history)
  • Be a permanent employee with a minimum of 12 months tenure
  • Have a minimum monthly income of 25,000 LKR
  • A copy of recent salary slip

How much does Creditone charge?

You can use Creditone absolutely free! Unlike most of the other online loan comparative tools, Creditone does not have a subscription plan or charge a fee for using the platform. So you can benefit at no cost!

What are the advantages of using Creditone?

There are many advantages of using a loan comparative tool:

  • 100% free
  • 100% online
  • 24/7 Service
  • Fast Approval
  • Lowest rates
  • No hidden charges
  • Flexible terms

Is Creditone safe?

Creditone is a brand of the company ATC Global (Private) Limited, a company duly incorporated and registered under the laws of Sri Lanka with a company registration number: PV00228074

It is important to keep in mind that we didn’t find Creditone in the list of Authorized Financial Institutions of the Central Bank of Sri Lanka.

Also keep in mind that Creditone is not a loan provider and that it’s only a loan comparative tool that helps you to compare, choose and apply for online short-term loans in Sri Lanka.

How to unsubscribe from Creditone?

You can simply stop using the service anytime you want. You are not under any subscription or contract to use Creditone.

Credit one Customer Service

We didn’t find any contact details of Creditone. The only way to contact Creditone is through the customer contact form in the Creditone website which is https://www.creditone.lk/contact-us/

Credit one Reviews

We found quite positive reviews about Creditone in google reviews. It looks like people are enjoying this secure, fast and easy to use platform to find the best loan offers in Sri Lanka.

Have you used Creditone? Tell us your experience.

Prasad Chandrasena


Smd Kumarasinghe



Very good

Duminda Ishan

I went for an instant loan of 25000 rupees

Nilan Chathuranga

I got loan

B. Vinothprasath

Is ok


I used 10.000lkr


Nothing to say

Samith Hashara Themal

I used the personal loan

Sachintha Isuranga

I applied as a rider

Asanka Kumara

Good loans


Very good

Gihan Sampath


Heratmudiyanselage Sunimal Mahinda Kumara

It's ok

Duminda Sajith

I applied for 1

Send your review
This article was updated on 27 october 2022